Personal finance can be broken down into 5 facets called pillars. The health of these pillars determine the condition of your finances.
If you want to change the condition of your finances or achieve your financial goals, all you have to do is address the the five pillars.
This approach simplifies managing your finances drastically. See how below...
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The 5 Pillars of Personal Finance: How To Maximize Your Efforts and Transform Your Financial Condition